Kiplinger's and the National Association of Personal Financial Advisors (NAPFA) are sponsoring Kiplinger's Jump-Start Your Retirement Plan Days. On Thursday, September 21, and Friday, October 6, from 9 a.m. to 6 p.m. eastern time, NAPFA members will be waiting to help with your retirement and financial-planning questions. What's the catch? There's just one, you'll need to dial 888-919-2345. The call and consultation are free.