Financial Planning: Moneysmartz Best of the Web
Using the Internet to research and make financial planning decisions can be complicated and confusing and often results in exasperation and even exhaustion. The seemingly infinite number of products, services, and sources of financial planning information make it hard to move forward in creating a financial plan. The following Moneysmartz Best of the Web sites will help you get started and perhaps help you breathe easier as you walk down the financial planning path toward success and peace of mind.
Financial Planning: Best of the Personal Finance Web 2010
The Financial Planning Process
Financial Planning and Personal Finance Experts
Quirky, But Full of Information
Track Your Net Worth
Related Moneysmartz Guides
Are you drowning in paper? Is your trash can full of unused remnants of paper from recent print jobs? Have you ever wondered if there is a way to reduce the waste? GreenPrint, a Moneysmartz Best of the Web selection, saves money and helps the environment by preventing waste pages from being printed. According to the GreenPrint website, its product "analyzes the content of each print job for pages that have wasteful characteristics. These are the pages with just a banner ad, URL footnote etc. It also allows you to very quickly add and remove pages from your print job, without having to return to the original application." It's a sleek and simple solution to an insidious problem for prolific printers. GreenPrint offers a free trial and a $29 license for a direct download. Enterprises pay $70. Best of all, GreenPrint saves a lot of trees, while saving you money.
Financial Website Tour
Archived Under: Best of the Personal Finance Web
Real Estate Websites
Real Estate Investing Blogs
Nothing can take the place of experience. In real estate investing, perhaps the best experience comes from walking away from the security of a 9 to 5 paycheck and giving it all to real estate investing. If you are looking to begin real estate investing, then you should consider spending some time with ProHabber.com, the Moneysmartz choice for Best of the Web real estate investing blog. Started by a full-time real estate investor, ProHabber.com offers guidance on every aspect of real estate investing. If you are new to the game, then be sure to read ProHabber's Investing Rules. For inspiration on getting started as a full-time real estate investor, read more about ProHabber's author, Bryan Casteel.
Real Estate Blogs
Moneysmartz recently completed a survey of real estate blogs, finding a variety of useful general-interest real estate blogs. The Moneysmartz real estate blog category includes blogs about real estate trends, economics, news, opinion, and urban living. This category is also a catchall for blogs not fitting into categories such as real estate investing, real estate bubble, and regional real estate. From this list, Moneysmartz identified a select few must adds to your feed readers and bookmarks.The Walk-Through - The New York Times real estate blog.
Calculated Risk - By a senior executive, retired from a public company, with a background in investing, finance and economics.
Matrix - Items of interest or relevance in the real estate economy.
The Real Estate Blog - Real estate happenings, prices, trends, and notes of interest.
Moneysmartz took a closer look at this trend-setting group of tax bloggers and identified tax blogs most helpful to individual financial decision-making.
Many narrowly focused and newly minted blogs remain on the cutting room floor. We included a few sites on our list with a narrow focus that have cross-over appeal to a mainstream audience, including Tax Prof Blog, a blog we recently reviewed.
When reviewing the list, you'll need to conjure up as much tax nerd as humanly possible. You'll probably find the list most helpful if you receive one of those scary letters from the IRS.
Tax Blogs: Best of the Personal Finance Web 2006
Don't Mess With Taxes: Tax news, tips, commentary and humor from professional tax journalist Kay Bell.
Our Taxing Times: A blog about US taxes, the tax system, and the tax preparation business.
Roth and Company, P.C., Tax Updates: Tax updates and commentary.
Tax Guru-Ker$tetter Letter: Arkansas CPA helps capitalists, investors and small business owners win the tax game.
A Taxing Business: News and information on tax and business organization issues.
Frederick Focke Mischler, Attorney: Review of accounting, tax, and legal issues that face businesses and business owners in Ohio.
Taxable Talk: Focuses on taxes and how they impact what we, as citizens and taxpayers, get to keep in our pockets.
Death and Taxes - The Blog: Commentary on estate planning, estate administration, and real estate issues from a Chicago-area attorney.
Talking Taxes: Review of important issues in federal, state and local tax reform, with an emphasis on fair and adequate taxation.
MauledAgain: Tax law professor's commentary on tax law, legal education, the First Amendment, religion, and law generally, with sporadic attempts to connect all of this to genealogy, theology, music, model trains, and chocolate chip cookies.
TaxProf Blog: A blend of reference tools and announcements about developing tax issues targeting tax professors but with applicability to individuals looking for current news and information about tax law changes on topics such as mortgage interest deductions and tax shelters.
Taxes>Tax Preparation Services and Software
Taxalicious: Provides information about tax preparation services and software.
Personal Finance Columnists
The web offers individuals a wide-open forum for dispensing financial wisdom. Personal finance columnists from established newspapers, magazines, and portals, comprise the elite of online "experts."
Moneysmartz evaluated this elite group looking for columnists most helpful to individual financial decision-making.
In conducting this analysis, we sometimes felt like we were trying to break into Fort Knox with more than a few sites requiring registration or a fee to gain access.
Ultimately, we broke through the barriers and discovered some gold in the process.
Personal Finance Columnists: Best of the Personal Finance Web 2006
Baby Boomers and Money
Barbara Whelehan, Boomer Bucks: Personal finance information and advice for baby boomers.
College Financial Aid
Joseph Hurley, CPA, College Money Guru: College savings advice from the founder of Savingforcollege.com LLC.
Charles Wheelan, Ph.D, The Naked Economist: Exploration of how economics impacts our everyday lives.
David R. Francis, Economic Scene: Economic commentary from Christian Science Monitor columnist.
David Wessel, Capital: A look at the economy and the forces shaping living standards world-wide.
Dr. Irwin Kellner: Economic perspectives from MarketWatch chief economist.
Robert J. Samuelson, Judgment Calls: Award winning Newsweek columnist examines important economic issues.
Abraham George: Discusses issues associated with global poverty.
Alan Murray: Discusses the intersection of business, public policy and economics.
Andrew Ferguson: National affairs commentary.
John M. Berry: Federal Reserve commentary from Bloomberg News columnist.
Amity Shlaes: Discussion of the political economy from Bloomberg News columnist Amity Shlaes, author of "The Greedy Hand: How Taxes Drive Americans Crazy and What to Do About It."
Gene Sperling: A look at U.S. economic policy by Bloomberg News columnist and senior fellow at the Center for American Progress.
Kevin Hassett: Economic commentary from the director of economic policy studies at the American Enterprise Institute.
Terri Cullen, Fiscally Fit: Financial-planning advice for dealing with complex personal-finance issues.
Albert Crenshaw, Cash Flow: Information and advice on financial planning, with a focus on taxes and insurance issues.
Allan Sloan, On Wall Street: Weekly column from Newsweek's Wall Street editor.
Ben Stein, How Not to Ruin Your Life: Helps the ordinary investor protect and grow their net worth in an ever-changing world.
Bill Barnhart, Market Report: Market observations from Chicago Tribune columnist.
Bill Donoghue: Market commentary from MarketWatch columnist.
Bill Fleckenstein: Economic and market commentary from Seattle-based hedge fund manager.
Charles Gasparino, Street Fighting: Wall Street perspectives from Newsweek senior writer.
Chuck Jaffe: Investment commentary from senior MarketWatch columnist.
David Callaway: Market commentary from MarketWatch editor-in-chief.
David Nassar: Market commentary from chairman and chief executive of MarketWise.com.
David Pauly: Market commentary from Bloomberg News columnist.
David Weidner's Writing on the Wall: Wall Street perspectives from MarketWatch writer.
Floyd Norris, Off the Charts: Economic and market commentary from the chief financial correspondent of The New York Times.
Gretchen Morgenson: Market and ethics perspectives from assistant business and financial editor and a columnist at The New York Times.
Harry Domash: A look at investing from the publisher of the Winning Investing stock and mutual fund advisory newsletter.
Herb Greenberg: Investing commentary from senior columnist for MarketWatch.
James B. Stewart, Common Sense: A look at investing from Pulitzer Prize-winning writer and bestselling author.
Jeremy Siegel, Ph.D, The Future for Investors: Timely insights into matters affecting the financial markets and your wealth from well-known Wharton professor.
Joe Nocera: Investing and business commentary from business columnist for The New York Times, and a staff writer for The New York Times Magazine.
Jon Markman: Investing insight from senior investment strategist and portfolio manager at Pinnacle Investment Advisors and MSN Money contributing editor.
Lisa Scherzer, The Pro Shot: Market and economic insights from a columnist for SmartMoney.
Mark Hulbert: Investing and market insight from the founder of Hulbert Financial Digest.
Michael Brush: Investment advice from the author of "Lessons From the Front Line," a book offering insights on investing and the markets based on the experiences of professional money managers.
Michael Lewis: Market and business commentary from the best-selling author of "Liar's Poker," "The New New Thing" and "MoneyBall."
Paul B. Farrell: Market commentary from MarketWatch columnist.
Peter Brimelow: Market perspectives from MarketWatch columnist.
Robert Barker, The Barker Portfolio: Investment advice from Business Week columnist. The last column was published on February 13, 2006.
Robert Kiyosaki, Why the Rich Get Richer: Discussion on why many commonly held truths about managing your money are obsolete by best-selling author of "Rich Dad, Poor Dad."
Robert Walberg: Investment insight from the former chief equity analyst at Briefing.com.
Steven Goldberg, Value Added: Investment advice from columnist for Kiplinger's and author of "But Which Mutual Funds? How to Pick the Right Ones to Achieve your Financial Dreams."
Tim Middleton: Investment advice and commentary from a former reporter for the Dow Jones News Service and editor at Crain's New York Business.
Tom Petruno, Market Beat: Market and investment analysis and commentary from columnist for the Los Angeles Times.
Tomi Kilgore, Tomi Kilgore's Market Map: Market analysis from New York-based MarketWatch reporter.
Andy Mukherjee: Asia commentary from Bloomberg News columnist.
William Pesek Jr.: A look at Asian markets and trends by Bloomberg News columnist.
Caroline Baum: Economic and bond perspectives from the author of "Just What I Said."
Kevin Kerr: Commodities commentary from MarketWatch columnist.
Mark Gilbert: European market commentary from Bloomberg News columnist.
Harold Maass, The Best of Today's Business: Summary of each day's top financial news and opinion, produced jointly by the editors of The Week magazine and Yahoo! Finance.
Jesse Eisinger, Long and Short: A look at the investing world and news that will move financial markets.
Justin Lahart, Ahead of the Tape: A daily look at events that will move the markets.
Mark Gongloff, The Afternoon Report: A daily summary and analysis of all the news since you read the morning paper.
Mark Gongloff, The Evening Wrap: A daily summary and analysis on all that has transpired during the business day.
Mark Gongloff, Scott Patterson, and David A. Gaffen, Trading Shots: Analysis from three angles on events moving the markets.
Jeffrey R. Kosnett, Keeping Your Balance: Fixed-income strategies from senior editor of Kiplinger's Personal Finance.
Donald Luskin, Ahead of the Curve: A look at global trends shaping markets.
Fred Kempe, Thinking Global: A look at trends and events shaping global business and politics.
Michael Sesit, Going Global: A provocative big-picture look at global investing and economics.
Philip Coggan, The Long View: Market and trend insight from FT.com columnist.
Joe Mysak: A review of municipal bonds from Bloomberg News columnist.
Chet Currier: Mutual fund commentary from Bloomberg News columnist.
Joshua Albertson, Fund Screen: Mutual fund advice from SmartMoney columnist.
Investing>Small Cap Stocks
David Evans: Small cap stock commentary from Bloomberg News reporter.
Jack Hough, Stock Screen: Stock insights from SmartMoney columnist.
Jim Jubak, Jubak's Journal: Stock picks from senior markets editor for MSN Money.
John Dorfman: U.S. Stock commentary from president of Dorfman Investments in Boston and columnist for Bloomberg News.
Michael Sivy, Sivy on Stocks: Stock commentary from Money Magazine editor-at-large.
John Shinal, John Shinal's Tech Investor: A look at technology investing from the MarketWatch technology editor.
Monica Rivituso, Techsmart: Technology market insight from a columnist for SmartMoney.
David Bach, The Automatic Millionaire : No-budget, no-discipline, no-nonsense system to help people achieve their financial goals from best selling author.
Erin Burt, Starting Out: Real world advice for those starting their financial lives or seeking an introduction to money management.
Kelli B. Grant, Deal of the Day: Money saving tips from SmartMoney columnist.
Marshall Loeb's Daily Money Tip: A daily money tip from the former editor of Fortune, Money, and The Columbia Journalism Review.
Ron Lieber, Green Thumb: A weekly column on spending and saving and everything else that affects your wallet.
Money Management>Bankruptcy and Debt
Justin Harelik, Bankruptcy Adviser: Bankruptcy advice from counsel for Price Law Group, one of the largest personal bankruptcy firms in the United States.
Steve R. Bucci, Debt Advisor: Debt advice from the president of Consumer Credit Counseling Service of Southern New England.
Humberto Cruz, The Savings Game: Financial planning and savings commentary and advice.
Aleksandra Todorova, Consumer Action: Personal finance perspectives from SmartMoney columnist.
Daniel Pink, The Trend Desk: A first look at the financial, consumer, and workplace trends that are reshaping business.
Don Taylor, Ask Dr. Don: Personal finance Q&A from Bankrate.com columnist.
Greg McBride, Your Money Outlook: Market and economic commentary from Bankrate.com Senior Financial Analyst.
Helen Huntley, On The Money: Personal finance Q&A from St. Petersburg Times columnist.
Jane Bryant Quinn, Capital Gains: Personal finance perspectives from award winning Newsweek contributing editor.
Jeff Brown, On Personal Finance: Personal finance insight from columnist for The Philadelphia Inquirer.
Jeff Opdyke, Love and Money: An inside look at how the columnist and his family deal with everyday personal-finance challenges.
Jennifer Openshaw: Financial Advice from CEO of Openshaw's Family Financial Network.
John Wasik: Personal finance commentary from the author of "The Kitchen-Table Investor."
Jonathan Clements, Getting Going: Advice for getting your finances on track and keeping them going in the right direction.
Kathleen Pender, Net Worth: Personal finance insight from columnist for the San Francisco Chronicle.
Kathy Kristof, Personal Finance: A look at personal finance from columnist and staff writer for the Business section of the Los Angeles Times.
Kimberly Lankford, Ask Kim at Kiplinger: Personal finance Q&A.
Laura Rowley, Money and Happiness: A look at how money can facilitate or sabotage our happiness by the author of "Money & Happiness: A Guide to Living the Good Life."
Liz Pulliam Weston: Personal finance columnist for MSN Money.
Marshall Loeb: Commentary and insight on your money from the former editor of Fortune, Money, and The Columbia Journalism Review.
Meg Green, Money Q&A: Money Q&A from certified financial planner and columnist for The Miami Herald.
Michelle Singletary, The Color of Money: Personal finance insight from columnist and author of "7 Money Mantras for a Richer Life."
MP Dunleavey: Personal finance advice from the MSN Money personal finance columnist.
Ray Martin: Personal Finance advice from Certified Financial Planner and co-author of "The Rookie's Guide to Money Management."
Scott Burns, It's Only Money: Personal finance advice from columnist for The Dallas Morning News.
Sue Shellenbarger, Work and Family: Help in managing the relationship between work and personal lives.
Suze Orman, Money Matters: Tips for managing your money from best-selling author and columnist for Yahoo! Finance.
Terry Savage: Personal finance advice from nationally-syndicated columnist and author.
Janet Bodnar, Money Smart Kids: A look at personal finance issues related to children.
Personal Finance>Money and Culture
Daniel Akst, On the Contrary: Commentary about the intersection of money and culture.
June Fletcher, House Talk: Residential and rental real estate discussion from a staff reporter at The Wall Street Journal and the author of "House Poor."
Steven McLinden, Real Estate Adviser: Real estate advice from Bankrate.com columnist and correspondent for National Real Estate Investor, Shopping Centers Today and REO magazine.
Real Estate>Home Improvement
Bill and Kevin Burnett, Sweat Equity: Home improvement advice.
Ken Dychtwald, Ph.D., Reinventing Retirement: Retirement advice for making retirement years the best of life.
Robert Powell: Retirement advice and commentary from MarketWatch columnist.
Sue Stevens, CFA, CFP, CPA, Improving Your Retirement: Retirement planning perspectives from Morningstar Director of Financial Planning.
James Pethokoukis, Small Business Watch: Small Business commentary from senior writer at U.S. News & World Report.
Phillip Campbell: Financial advice for Entrepreneurs from Inc magazine columnist.
Richard Breeden, By the Numbers: Small business insight and commentary from Startup Journal columnist.
George Saenz, Tax Talk: Tax perspectives from Bankrate.com columnist and CPA.
Jeff Schnepper: Tax advice and insight from best-selling author.
Tom Herman, Tax Report: A summary and forecast of federal and state tax developments.
Personal Finance Podcasts
The Diffusion Group recently predicted U.S. podcast audience growth from less than one million to 56 million by 2010. Given the potential size of the podcasting market and the ease at which podcasting delivers personal finance information to the mass market, Moneysmartz scoured the personal finance web to identify the best money-related podcasts.
Before reviewing these findings, we need to explain podcasting technology. Podcasting allows you to receive audio programs on a "device" such as an iPod, MP3 player, or computer. You choose what goes on your device by "subscribing" to free feeds from just about anyone and on any subject. Your device and podcasting software then do the work and automatically download feeds for your listening pleasure.
Ease of creation has resulted in podcasts on any subject imaginable. You don't have to be a CPA to talk about accounting or a musician to create a music podcast. This freedom leads to incredible diversity, but spotty quality and a high abandonment rate, where podcast publishers create a broadcast and then abruptly stop publishing.
These issues were apparent in our review of personal finance podcasting. Many sites recently launched and about 25% of the sites we surveyed had ceased or had not created a podcast in several months.
As with any new medium, "buyer beware" is the watchword. Over time, the cream should rise, but for now, it's too early and there's too much noise to identify clear leaders in personal finance podcasting.
As one might expect, we found many individuals and companies creating podcasts that only sell products, including get rich programs and proprietary trading programs. As much as possible, we excluded these sites from our review.
Our personal finance podcasting list, categorized by personal finance topic, summarizes the best podcasts of the personal finance web. We selected podcasts that offer content helpful to individual financial decision-making and that have staying power, evidenced by a history of podcasting or a long-established blog or website in the personal finance arena. We did include a few sites with limited podcasting experience based on a review of site content and in some cases a hunch that these sites would be around for the long haul. We'll certainly be interested to see where they are in a year.
Moneysmartz Personal Finance Podcast Best of the Personal Finance Web
College Financial Aid
Financial Aid Podcast: An Internet radio on demand program from the Student Loan Network.
Beancaster.com: Provides daily financial podcasts from popular investing newsletter.
Foreign Exchange on CNBC: CNBC's first and only global program devoted to the world's $1.5 trillion a day currency markets.
Gannon On Investing: Value investing podcast influenced by Benjamin Graham, Joel Greenblatt, and Warren Buffett's value investing model.
Mad Money Machine: Podcast that reviews the Mad Money recommendations of Jim Cramer.
Rob Black and Your Money: Columnist Rob Black talks about money.
The American Advisor: Nationally broadcast show featuring financial advice, discussions of current events and exclusive interviews.
TheStreet.com Podcast: Podcast of Jim Cramer's nationally-syndicated radio show.
Debt Podcast: Helping you take control of your wallet.
Making Money with Jerry Wade: Podcast of the Jerry Wade show, making money guidance.
The Dave Ramsey Show: The podcast of money and wealth talk show host Dave Ramsey.
The Prosperity Show: Tips and techniques to help you improve your relationship with money and yourself.
ABC News Money Minute Podcast: Daily personal finance report on the economy.
All Things Financial Podcast: A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance.
Consumerism Commentary Podcast: Personal finance podcasts by Consummerism Commentary and other personal finance blogs.
Eileen Ambrose on Personal Finance: Baltimore Sun personal finance columnist Eileen Ambrose podcast.
Marketplace Money Podcast: Best of American Public Media's Marketplace, Marketplace Morning Report and Marketplace Money.
Marketwatch TV and Radio: Audio and video clips from Marketwatch.
Simply Money: Personal Finance with Nathan Bachrach and Ed Finke of the Financial Network Group.
The Motley Fool: Personal finance and investing from the Motley Fool.
Ask Real Estate: Advice and up-to-the-minute information about today's real estate and mortgage loan markets from host Craig Goebbel.
Real Estate Insiders: Answering your questions on home buying and selling, mortgages and refinancing, new construction and more.
The Money Pit: Podcast of home improvement radio show of nationally syndicated, call-in radio show that helps listeners with their home repair and improvement problems.
Real Life Real Estate Investing: Nationally-known Vena Jones-Cox features weekly discussions on real estate investing with listeners across America.