October conjures images of ghosts, goblins, and mail order costumes. It's the time of year when getting scared is fun.

According to the Federal Trade Commission (FTC), over 10 million Americans every year get spooked for real by identity theft. Unlike an amused laugh from a poorly carved pumpkin, identity theft elicits fear and causes untold pain and suffering by those having information about them used to commit fraud.

Fortunately, there are resources to help consumers fight back.

The FTC, through its Deter, Detect, Defend, and Avoid Identity Theft program offers easy to follow tips and tools including a must view 10-minute identity theft video with ways you can protect yourself.

Taking action won't remove the threat of identity theft, but it may keep the boo where it belongs and away from you.