With almost 9 million millionaire households in the United States and a steady stream of net worth lists including the Forbes 400 Richest Americans, we are constantly reminded where we stand in the financial pecking order.

If you are interested in seeing how your are doing, not only your net worth, but in all aspects of financial planning, like college savings, asset protection, retirement planning, and budgeting, then the December 2006 issue of Kiplinger's Personal Finance magazine offers a financial fitness test to compare where you are.

The test will show you where you stand compared to others taking the test including a small group of Kiplinger's readers. Tips for staying and getting ahead will help you improve your long-term financial health.

Not surprisingly, the test shows that the meaning of millionaire is changing, with the majority of respondents saying they need to be at least a millionaire to meet their long-term financial objectives.