Creating a financial plan can be expensive and difficult, particularly if you are starting from scratch. If you are inclined to save some money and invest some of your own time, then the Financial Planning Toolkit from CCH is an inexpensive and easy way to get started. The site includes an overview of the major steps in the financial planning process, including investing, insurance and risk management, retirement planning, estate planning, and tax planning. A variety of planning tools and calculators makes creating your own financial plan as easy as pointing and clicking your mouse. Recognized as a Forbes Best of the Web site, the CCH Financial Planning Toolkit is a must visit site for do-it-yourself financial planners.