On the family cruise of a lifetime, you slip, fall, and break your arm. You require emergency medical attention. Do you have insurance?

As spring break travel peaks and preparation for summer travel begins, a review of travel insurance may help avoid catastrophe if the unthinkable happens on your next trip.

According to the Insurance Information Institute, there are four major types of trip insurance, including trip cancellation insurance, baggage insurance or personal effects coverage, emergency medical assistance, and accidental death.

There are a number of travel insurance providers and comparison sites including InsureMyTrip.com, AIG Travel Guard, CSA Travel Protection, Travel Insurance Services, and many others.

For more travel insurance information and links, visit About.com Personal Insurance. If you work with or know a travel agent, then be sure to talk with them for additional information.

Being prepared before vacation, including purchasing adequate travel insurance, will help give you the peace of mind to enjoy vacation.