Moneysmartz Personal Finance Directory, Guide, and Blog

Moneysmartz Profile Updates 3/15/09

Discuss (0) | Link

Archived Under: Banking Services , Moneysmartz Profiles and Reviews
Tags: Electronic Cash, Moneysmartz Profiles and Reviews, PayPal


Moneysmartz Profile Updates:  PayPalPayPal
Category: Electronic Cash
PayPal is an e-commerce business that allows individuals and businesses to pay and get paid online through bank accounts or credit cards. The site enables customers to pay for their online purchases without sharing sensitive financial information. PayPal has been dubbed "The Best Financial Site" and has received more than 20 awards from the Internet industry and the business community. Paypal currently manages 70 million accounts and is available in 190 markets and 19 currencies.
https://www.paypal.com/


Moneysmartz Profile Updates 3/14/09

Discuss (0) | Link

Archived Under: Banking Services , Moneysmartz Profiles and Reviews
Tags: E*Trade, Moneysmartz Profiles and Reviews, Online Banking


Moneysmartz Profile Updates:  E*TradeE*Trade Financial
Category: Investing Brokerages
E*Trade Financial is an online financial services company that provides brokerage and banking services to more than 4.5 million retail account holders. E*Trade was recognized as the number one online broker by SmartMoney in 2008 and is regarded by Money Magazine as "Best of the Breed." E*Trade provides an array of online investing and trading services, products and tools including high-yield savings from E*Trade Bank. There are over over 25 E*Trade financial centers across the country.
https://us.etrade.com/e/t/home


Moneysmartz Profile Updates 3/13/09

Discuss (0) | Link

Archived Under: Banking Services , Moneysmartz Profiles and Reviews
Tags: Banking Services, Moneysmartz Profiles and Reviews, NCUA


Moneysmartz Profile Updates:  The National Credit Union AdministrationNational Credit Union Administration
Category: Banking Services
The National Credit Union Administration (NCUA) charters and supervises federal credit union and state-chartered credit unions. Since its founding, membership has doubled and the agency's assets have tripled. NCUA now serves more than 80 million account holders. The NCUA website lists credit unions by city and state and answers common questions about credit unions. NCUA is a government agency with deposits of more than $520 million and over $355 billion of loans in more than 9,500 federally insured credit unions.
http://www.ncua.gov/data/directory/cudir.html


Moneysmartz Profile Updates 3/10/09

Discuss (0) | Link

Archived Under: Banking Services , Moneysmartz Profiles and Reviews
Tags: Banking Services, Moneysmartz Profiles and Reviews, U.S. Bank


Moneysmartz Profile Updates:  U.S. BankU.S. Bank
Category: Banking Services
U.S. Bank is a financial services company operated by its parent company, U.S. Bancorp. It provides a wide array of banking services and products. The U.S. Bank website is designed to provide consumers easy and secure access to their bank accounts through the Web or using their mobile devices. U.S. Bank is the sixth largest bank in the United States with about $247 billion in assets and was number 122 in the Fortune 500 list of major U.S. companies in 2008.
http://www.usbank.com/


Moneysmartz Profile Updates 3/9/09

Discuss (0) | Link

Archived Under: Banking Services , Moneysmartz Profiles and Reviews
Tags: About Banking, Banking Services, Moneysmartz Profiles and Reviews

About Banking
Category: Banking Services
The About.com Banking and Loans site is a source for banking tips, advice, and news, both for beginners and experts. The site is organized by related topics including checking and savings, loans, and online banking. Be sure to visit the must reads on the home page including "How to Get the Best CD Rates" and "Internet Bank Accounts." About Banking is part of About.com. In 2005, About.com was acquired by The New York Times Company.
http://banking.about.com/


Moneysmartz Profile Updates 1/23/09

Discuss (0) | Link

Archived Under: Banking Services , Moneysmartz Profiles and Reviews
Tags: Bank of America, Banking Services, Moneysmartz Profiles and Reviews


Bank of America
Category: Banking Services
As one of the largest banks in the United States, Bank of America serves individual consumers, small and large businesses and corporations with a wide range of banking, investing, and other financial products and services. Its site offers online banking and bank locator features to more than 25 million active users, and provides user-friendly online products and services to more than 4 million small business owners. Bank of America serves over 59 million consumers and small businesses with more than 6,100 retail banking offices and more than 18,000 ATMs. In 2008, Bank of America acquired Merrill Lynch.
http://www.bankofamerica.com


Moneysmartz Profile Updates 11/10/08

Discuss (0) | Link

Archived Under: Banking Services , Law , Moneysmartz Profiles and Reviews
Tags: Banking Services, Legal Information, Moneysmartz Profiles and Reviews, Retirement


American Association of Retired Persons (AARP)
Category: Retirement
American Association of Retired Persons ("AARP") is a United States non-governmental organization that is committed to improving the quality of life for people aged 50 and over. The website aims to provide significant information and tips on topics such as health, leisure, and life events. AARP claims over 38 million members and is considered one of the most powerful lobbying groups in the United States.
http://www.aarp.org

Cornell University's Legal Information Institute
Category: Legal Information
Founded in 1992, Cornell University's Legal Information Institute ("LII") is a non-profit legal information provider publishing U.S. Laws, court rulings, legal ethics, and other national and international legal resources. The LII site offers articles, guides, and publications on important legal topics. LII is identified by search engines such as Google as the most linked to legal information website.
http://www.law.cornell.edu

Wells Fargo
Category: Banking Services
Founded in 1852, Wells Fargo is a diversified financial services company. The Wells Fargo site provides online access to banking accounts, information on insurance, mortgages, and investments. It is the the 4th largest bank in the U.S. in terms of assets and 3rd largest bank when ranked by market capitalization. As of 2008, Wells Fargo had 5,983 retail branches, 3,327 banking branches, 160,900 employees, and over 23 million customers.
http://www.wellsfargo.com


FDIC

Discuss (0) | Link

Archived Under: Banking Services , Moneysmartz Profiles and Reviews
Tags: Banking Services, FDIC, Moneysmartz Profiles and Reviews


Moneysmartz Profiles and Reviews:  FDICIf you are concerned about the safety of your bank deposits, then a visit to FDIC.gov will provide the information you need for peace of mind. The FDIC recently and temporarily increased the amount of insured deposits from $100,000 to $250,000. To learn more about the FDIC.gov website, including tips for navigating the site, or to post your review and comments, visit the FDIC Moneysmartz Profile.


Best of Class Financial Services Customer Service

| Link

Archived Under: Banking Services , Financial Services , Insurance , Investing , The Moneysherpa Pages
Tags: Banking Services, BusinessWeek, Financial Services, Insurance, Investing, The Moneysherpa Pages

The Moneysherpa Pages:  BusinessWeek Best of Class Financial ServicesIf you have ever been at the receiving end of a surly customer service agent, then you know the value of great customer service. The following insurance, banking, and brokerage firms are included in the top 50 of The BusinessWeek 2008 Customer Service Elite:

1. USAA (Insurance)

8. Edward Jones (Brokerage)

13. Amica (Insurance)

18. Wachovia (Banking)

19. Smith Barney (Brokerage)

28. Vanguard (Brokerage)

29. Erie Insurance (Insurance)

30. National City (Banking)


Quick Tips to Lower ATM Fees

| Link

Archived Under: Banking Services , The Moneysherpa Pages
Tags: ATM Fees, Banking Services, The Moneysherpa Pages


The Moneysherpa PagesAre you frustrated by ATM fees? The following easy to implement tips should help you lower your ATM fees right away:
  • Use a bank that has a lot of ATM branches near where you work and live. If you travel frequently, then find a bank that has a large national network.
  • If you have to go out of your bank's network of ATM's, then make a larger withdrawal, instead of several smaller ones. You'll pay a lot less in fees.
  • Get cash back when using your Visa or bank card at the store. This will avoid a trip to the ATM and possibly extra fees.
Your last resort to cut ATM fees is to spend less money and make fewer withdrawals. Easier said than done, but a great response to what feels like tough economic times.


Banking Services Moneynavigator

Discuss (0) | Link

Archived Under: Banking Services , Moneysmartz Guide Updates
Tags: Banking Services, Banking Services Moneynavigator, Moneynavigators

Moneysmartz Directory UpdatesMoneysmartz helps connect individuals with relevant and reliable sources of financial products, services, and information. We are creating a safe place for finding information and services to help you make better financial decisions. We want you to confidently manage your personal finances and ultimately reach your financial summit.

With these goals in mind, the Moneysmartz Directory recently launched Moneynavigators, your guide to best of category products, services, and information. Each Moneynavigator provides a safe haven to help you quickly and reliably find the information and services you need, including a category introduction, links to best of category sites, recent blog posts, and related categories in the Moneysmartz directory.

Our first Moneynavigator, Banking Services, will help you find a reliable bank, choose the best credit card for your unique financial situation, start banking online, pay your bills through the Internet, and even order checks.


Finding a Local Bank

Discuss (0) | Link

Archived Under: Banking Services , Business Ownership , Financial Services , Local Financial Services , The Moneysherpa Pages
Tags: Banking and Credit, Banking Services, Business Ownership, FDIC, Financial Services, Local Banking Services, Moneysmartz Editor, The Moneysherpa Pages

The Moneysherpa PagesFDIC Institution DirectoryFor many of us, finding a local bank consists of locating nearby branches, surfing banking websites, and maybe visiting bank branch offices. For businesses, the task may be more complicated, based on existing relationships or referrals.

In the case of both business and personal banking, we often neglect researching bank assets, Federal Deposit Insurance Corporation (FDIC) certification, and the number of branches in our locale.

To answer all of these questions, and more, The FDIC offers a directory of FDIC certified institutions, with information about total assets, specialized categories, and branch offices. For personal and business banking, this resource is particularly helpful if you are looking at a smaller regional bank and have concerns about long-term solvency, the number of branch offices, or certification. At the minimum, the FDIC directory is worth a few minutes before beginning what may be a very long-term relationship.

For a list of primarily national banks, visit the Banking Services category in the Moneysmartz Directory.


Credit Card Company Websites

| Link

Archived Under: Banking Services , Moneysmartz Editor , The Moneysherpa Pages
Tags: Banking and Credit, Banking Services, Credit Cards, Moneysmartz Editor, The Moneysherpa Pages

The Moneysherpa PagesChase Credit CardHow many credit card offers do you receive in the mail? By now, you are probably numb to the message and only consider switching credit cards or adding a new one based on an event like a hefty renewal fee or nasty interaction with a credit card issuer's automated phone system.

For those considering a switch, a study by Keynote Systems ranks credit card company websites in areas like ease of use, service, privacy, and security.

We've included the two leaders from the Keynote study, Chase and Bank of America, as picks in the Credit Card Issuers category in the Moneysmartz Directory. We particularly like Chase for its high customer service rating.


Banking Services

Discuss (0) | Link

Archived Under: Banking Services , Moneysmartz Guide Updates
Tags: Banking and Credit, Banking Services

Moneysmartz Directory UpdatesWith technology and security improvements, online banking is now a snap and safe (as long as you don't get hooked by phishing scams). The recently updated Moneysmartz Banking Services category includes online banks such as NetBank, national banks, and portals, including Yahoo! Banking, providing articles, information, and tools.


 
Copyright © 2012 Moneysmartz All Rights Reserved
Disclaimer: Nothing contained in Moneysmartz is intended to be, nor shall it be construed as, investment or financial advice.