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Best of Class Financial Services Customer Service

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Archived Under: Banking Services , Financial Services , Insurance , Investing , The Moneysherpa Pages
Tags: Banking Services, BusinessWeek, Financial Services, Insurance, Investing, The Moneysherpa Pages

The Moneysherpa Pages:  BusinessWeek Best of Class Financial ServicesIf you have ever been at the receiving end of a surly customer service agent, then you know the value of great customer service. The following insurance, banking, and brokerage firms are included in the top 50 of The BusinessWeek 2008 Customer Service Elite:

1. USAA (Insurance)

8. Edward Jones (Brokerage)

13. Amica (Insurance)

18. Wachovia (Banking)

19. Smith Barney (Brokerage)

28. Vanguard (Brokerage)

29. Erie Insurance (Insurance)

30. National City (Banking)

Quick Tips to Lower ATM Fees

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Archived Under: Banking Services , The Moneysherpa Pages
Tags: ATM Fees, Banking Services, The Moneysherpa Pages


The Moneysherpa PagesAre you frustrated by ATM fees? The following easy to implement tips should help you lower your ATM fees right away:
  • Use a bank that has a lot of ATM branches near where you work and live. If you travel frequently, then find a bank that has a large national network.
  • If you have to go out of your bank's network of ATM's, then make a larger withdrawal, instead of several smaller ones. You'll pay a lot less in fees.
  • Get cash back when using your Visa or bank card at the store. This will avoid a trip to the ATM and possibly extra fees.
Your last resort to cut ATM fees is to spend less money and make fewer withdrawals. Easier said than done, but a great response to what feels like tough economic times.

Banking Services Moneynavigator

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Archived Under: Banking Services , Directory Updates
Tags: Banking Services, Banking Services Moneynavigator, Moneynavigators

Moneysmartz Directory UpdatesMoneysmartz helps connect individuals with relevant and reliable sources of financial products, services, and information. We are creating a safe place for finding information and services to help you make better financial decisions. We want you to confidently manage your personal finances and ultimately reach your financial summit.

With these goals in mind, the Moneysmartz Directory recently launched Moneynavigators, your guide to best of category products, services, and information. Each Moneynavigator provides a safe haven to help you quickly and reliably find the information and services you need, including a category introduction, links to best of category sites, recent blog posts, and related categories in the Moneysmartz directory.

Our first Moneynavigator, Banking Services, will help you find a reliable bank, choose the best credit card for your unique financial situation, start banking online, pay your bills through the Internet, and even order checks.

Finding a Local Bank

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Archived Under: Banking Services , Business Ownership , Financial Services , Local Financial Services , The Moneysherpa Pages
Tags: Banking and Credit, Banking Services, Business Ownership, FDIC, Financial Services, Local Banking Services, Moneysmartz Editor, The Moneysherpa Pages

The Moneysherpa PagesFDIC Institution DirectoryFor many of us, finding a local bank consists of locating nearby branches, surfing banking websites, and maybe visiting bank branch offices. For businesses, the task may be more complicated, based on existing relationships or referrals.

In the case of both business and personal banking, we often neglect researching bank assets, Federal Deposit Insurance Corporation (FDIC) certification, and the number of branches in our locale.

To answer all of these questions, and more, The FDIC offers a directory of FDIC certified institutions, with information about total assets, specialized categories, and branch offices. For personal and business banking, this resource is particularly helpful if you are looking at a smaller regional bank and have concerns about long-term solvency, the number of branch offices, or certification. At the minimum, the FDIC directory is worth a few minutes before beginning what may be a very long-term relationship.

For a list of primarily national banks, visit the Banking Services category in the Moneysmartz Directory.

Credit Card Company Websites

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Archived Under: Banking Services , Moneysmartz Editor , The Moneysherpa Pages
Tags: Banking and Credit, Banking Services, Credit Cards, Moneysmartz Editor, The Moneysherpa Pages

The Moneysherpa PagesChase Credit CardHow many credit card offers do you receive in the mail? By now, you are probably numb to the message and only consider switching credit cards or adding a new one based on an event like a hefty renewal fee or nasty interaction with a credit card issuer's automated phone system.

For those considering a switch, a study by Keynote Systems ranks credit card company websites in areas like ease of use, service, privacy, and security.

We've included the two leaders from the Keynote study, Chase and Bank of America, as picks in the Credit Card Issuers category in the Moneysmartz Directory. We particularly like Chase for its high customer service rating.

Banking Services

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Archived Under: Banking Services , Directory Updates
Tags: Banking and Credit, Banking Services

Moneysmartz Directory UpdatesWith technology and security improvements, online banking is now a snap and safe (as long as you don't get hooked by phishing scams). The recently updated Moneysmartz Banking Services category includes online banks such as NetBank, national banks, and portals, including Yahoo! Banking, providing articles, information, and tools.

 
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Disclaimer: Nothing contained in Moneysmartz is intended to be, nor shall it be construed as, investment or financial advice.