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<title>Moneysmartz Personal Finance Guide and Blog</title>
<link>http://www.moneysmartz.com/weblog/</link>
<description>Moneysmartz helps individuals easily navigate through the chaos and clutter of the Web to the information and advice they need to make smarter financial decisions.</description>
<language>en</language>
<copyright>Copyright 2008</copyright>
<category>personal+finance</category>
<category>money</category>
<lastBuildDate>Fri, 26 Jan 2007 13:08:49 -0600</lastBuildDate>
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<item>
<title>The Self Employment Tax</title>
<description><![CDATA[<p><a href="http://www.moneysmartz.com/weblog/archives/the_moneysherpa_pages/"><img alt="The Moneysherpa Pages" align="left" border="0" vspace="2" hspace="2" src="http://www.moneysmartz.com/styles/images/nav_icon_sherpa.gif" /></a><img alt="The Self Employment Tax" align="right" border="0" vspace="5" hspace="5" src="http://www.moneysmartz.com/weblog/weblog/images/irs_logo.gif"  />Starting a business is daunting.  Adding to the stress is an array of administrative tasks, not the least of which is dealing with the IRS.  If you are self-employed and wondering how to calculate and pay your taxes, there are many helpful online resources that should lower your blood pressure, get your taxes out of the way, and allow you to focus on important tasks, like making money.</p>

<p>For an easy to digest overview of self-employment taxes, visit <a href="http://www.wachovia.com/personal/page/0,,505_3846_3850_8951,00.html">Wachovia's Self-Employment Tax</a> page with ways to report the self-employment tax to the IRS and available income tax deductions.</p>

<p>For forms and an in-depth review of the self-employment tax, visit the <a href="http://www.irs.gov/businesses/small/article/0,,id=98846,00.html">Internal Revenue Service</a>.</p>

<p>To estimate your self-employment taxes, visit <a href="http://www.hrblock.com/taxes/tools/2006_secalc/frameset.jsp">H&R Block's self-employment tax estimator.</a>  If you are paying self-employment taxes for the first time, then prepare for a shock.  The good news is that a portion of your self-employment tax is an income tax deduction.</p>

<p>Finally, Moneysmartz offers a complete list of <a href="http://www.moneysmartz.com/custom_search/personal_finance_sites/?cx=011718444822997206515%3Azb4wkccmyfi&q=self+employment+tax&sa=Search&cof=FORID%3A10">self-employment tax resources</a>.<br />
</p>]]></description>
<link>http://www.moneysmartz.com/weblog/archives/2007/01/the_self_employment_tax.php</link>
<guid>http://www.moneysmartz.com/weblog/archives/2007/01/the_self_employment_tax.php</guid>
<category> Business Ownership </category><category> Moneysmartz Editor </category><category> Taxes </category><category> The Moneysherpa Pages </category>
<pubDate>Fri, 26 Jan 2007 13:08:49 -0600</pubDate>
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<item>
<title>Finding a Local Bank</title>
<description><![CDATA[<p><a href="http://www.moneysmartz.com/weblog/archives/the_moneysherpa_pages/"><img alt="The Moneysherpa Pages" align="left" border="0" vspace="2" hspace="2" src="http://www.moneysmartz.com/styles/images/nav_icon_sherpa.gif" /></a><img alt="FDIC Institution Directory" align="right" border="0" vspace="5" hspace="5" src="http://www.moneysmartz.com/logo/187228.gif"  />For many of us, finding a local bank consists of locating nearby branches, surfing banking websites, and maybe visiting bank branch offices.  For businesses, the task may be more complicated, based on existing relationships or referrals.  </p>

<p>In the case of both business and personal banking, we often neglect researching bank assets, Federal Deposit Insurance Corporation (FDIC) certification, and the number of branches in our locale.  </p>

<p>To answer all of these questions, and more, The <a href="http://www.fdic.gov/index.html">FDIC</a> offers a <a href="http://www2.fdic.gov/idasp/">directory of FDIC certified institutions</a>, with information about total assets, specialized categories, and branch offices.  For personal and business banking, this resource is particularly helpful if you are looking at a smaller regional bank and have concerns about long-term solvency, the number of branch offices, or certification.  At the minimum, the FDIC directory is worth a few minutes before beginning what may be a very long-term relationship.  </p>

<p>For a list of primarily national banks, visit the <a href="http://www.moneysmartz.com/top/Financial_Services/Banking_Services/">Banking Services</a> category in the <a href="http://www.moneysmartz.com/directory.cgi">Moneysmartz Directory</a>. </p>]]></description>
<link>http://www.moneysmartz.com/weblog/archives/2006/09/finding_a_local_bank.php</link>
<guid>http://www.moneysmartz.com/weblog/archives/2006/09/finding_a_local_bank.php</guid>
<category> Banking Services </category><category> Business Ownership </category><category> Financial Services </category><category> Local Financial Services </category><category> The Moneysherpa Pages </category>
<pubDate>Thu, 28 Sep 2006 08:36:19 -0600</pubDate>
</item>

<item>
<title>Google and Quickbooks 2007 Align</title>
<description><![CDATA[<p><a href="http://www.moneysmartz.com/weblog/archives/the_moneysherpa_pages/"><img alt="The Moneysherpa Pages" align="left" border="0" vspace="2" hspace="2" src="http://www.moneysmartz.com/styles/images/nav_icon_sherpa.gif" /></a>Today Intuit said it would be incorporating many of Google's most popular services for small business, including <a href="http://adwords.google.com/">Google Adwords</a>, <a href="http://base.google.com/">Google Base</a>, and <a href="http://maps.google.com/">Google Maps</a>, into the 2007 version of <a href="http://quickbooks.intuit.com/">QuickBooks </a>accounting software.  This partnership should be most helpful for small businesses looking to easily set-up and manage online marketing campaigns using Google Adwords, small businesses selling products using Google Base, and small businesses marketing locally using Google Maps.  </p>]]></description>
<link>http://www.moneysmartz.com/weblog/archives/2006/09/google_and_quickbooks_2007_align.php</link>
<guid>http://www.moneysmartz.com/weblog/archives/2006/09/google_and_quickbooks_2007_align.php</guid>
<category> Business Ownership </category><category> Moneysmartz Editor </category><category> The Moneysherpa Pages </category>
<pubDate>Wed, 13 Sep 2006 15:56:49 -0600</pubDate>
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